Try it, then request access
Explore the read-only Personal demo with sample data. To start your own budget, request access and verify your email. Your trial starts after approval, with no credit card required.
Add an account
Use the getting-started list on Overview. Add a checking or savings account and its current balance, or connect a supported bank. You can start manually and connect later. Check any unavailable balances before using them in a plan.
Add bills and paydays
In Plan, enter expected income with its payday, take-home amount and receiving account. Add bills with their due dates and paying accounts. These are planned amounts; Transactions shows what has actually posted.
Find the low point
Open the cash-flow outlook, choose a cash account and look through month-end. Find the lowest projected balance and open the activity behind it. Add any missing bills or income, then compare the annual Budget Grid with actual spending.
Review new activity
In Activity, search transactions, correct categories and split purchases. Save a rule to categorize and rename new transactions from connected accounts, and update past ones when you save. Spending reports count linked copies once and separate transfers from spending.
Invite your household
Invite up to four people from Household and choose which cash accounts to share. Invitations require a verified matching email address. Members can see shared balances and activity and edit a joint monthly plan. Removing access stops further shared reads.
Keep control of your records
Download a financial archive from Your data after verified sign-in, even if product access has expired. The archive excludes credentials and remote document file contents; full account restore is unavailable. Active accounts can import a reviewed CSV into an existing manual bank or card account. Manage subscription renewal separately in Billing.