bank credentials
handled by Plaid
legal
Privacy notice.
This summary describes the product's current data flows and request process. A counsel-reviewed privacy policy is required before paid self-service launch.
demo data
synthetic
contact
privacy@budgetr.ai
reviewed
2026-07-17
Data you provide
BudgetR stores account profile data and the financial records needed to render the app surfaces you use.
incomeexpensesloansbankingtaxtrading
Connected accounts
Bank credential collection is handled by Plaid. BudgetR receives tokens and data needed to sync supported accounts; it does not ask for bank passwords.
Third-party processors
Cloudflare hosts the application and data services. Plaid is used when you connect supported financial accounts, Schwab when you connect supported brokerage data, Polygon.io for configured market-data features, and Cloudflare AI only for features that invoke it. BudgetR does not integrate an advertising network.
CloudflarePlaidSchwabPolygon.io
Cookies and tracking
BudgetR sets an HTTP-only account session cookie and stores display preferences in the browser. Its first-party marketing funnel uses a random browser-tab session identifier, stores only its SHA-256 hash with fixed demo and access-request event labels, and excludes financial values, free text, email, username, and raw IP addresses. BudgetR does not install advertising trackers; Cloudflare may still process platform, security, and request telemetry as the hosting provider.
Retention
Financial records are retained while an account remains active so historical views work. Anonymous first-party funnel events are retained for up to 180 days and pruned by production maintenance. There is no self-service account-deletion workflow today. Export or deletion requests are handled manually, and the applicable scope and timing are confirmed with the requester before action is taken.
Demo mode
Demo accounts use synthetic data and are read-only. They cannot import Plaid or Schwab data.
Your rights and requests
You may ask for a copy, correction, or deletion review by emailing privacy support. BudgetR verifies the requester's identity and responds based on the available product tooling and applicable legal requirements; this page does not create rights beyond applicable law.
exportcorrectiondeletion