Daily P&L journal
Track start balance, end balance, P&L, fees, trade count, deposits, withdrawals, source tags, and notes by day.
P&Lfeesnotes
// trading journal & analytics
Trader
BudgetR Trader
Institutional analytics for retail accounts.
Daily P&L journaling, broker sync, per-product fee schedules, institutional metrics, and tax routing — so you can separate the skill from the capital flows.
$ budgetr journal sync --broker schwab
→ 118 fills imported · TWR 14.2% · IRR 9.8% · 4797 routed
price
$99 / month
includes Personal and Tax · 14-day free trial.
// who it is for
Built for active accounts where P&L alone is not enough.
100+ trades per year through Schwab, IBKR, Tradovate, or similar
MTM election or trader-status tax planning
Need to separate TWR from IRR
Per-product futures fees that affect daily P&L
Options analytics such as gamma exposure and gamma flip
Trading data needs to flow into tax workpapers
// trading modules
Execution in. Analytics, fees, and 4797 out.
Performance analytics
Report Sharpe, Sortino, Calmar, TWR, IRR, risk bands, win rate, average win, and average loss.
TWRIRRrisk bands
Broker sync
Schwab sync brings executions, balances, deposits, and withdrawals into the journal while preserving manual overrides.
SchwabIBKR roadmapTradovate roadmap
Per-product fee schedules
Commission, exchange, NFA, clearing, and regulatory fees are tracked by product, effective date, and backfill period.
ESCLGCMCL
Gamma exposure
Options analytics cover by-strike GEX, gamma flip, put wall, call wall, max pain, expected move, and gravitation.
GEXgamma flipput wall
Tax integration
Trading activity routes to 4797 MTM, Schedule D, Section 1256, wash-sale tracking, and trader-status expenses as appropriate.
4797Schedule D1256
TWR / IRR
reported separately; skill and capital are different questions
118 → 1
execution-level fills roll into one journal
4797
MTM data routes to tax, not rebuilt each April
// guardrails
- BudgetR Trader is analytics and journaling software, not investment advice.
- It does not recommend securities, entries, exits, or position sizes.
- Polygon.io options data is required separately for GEX features.
- IBKR, Tradovate, crypto exchange, and multi-account aggregation remain roadmap scope.
// how to start
- 01Create a BudgetR account and onboard Personal.
- 02Connect Schwab via OAuth.
- 03Backfill trade history in the background.
- 04Load broker fee defaults.
- 05Open Performance Analytics and Tax Workspace routing.
// pricing
$99 / month
- - Includes the full BudgetR Personal and BudgetR Tax feature sets.
- - Annual billing is $990/year, equal to two months free.
- - Founding member rate locks for 24 months.
- - Polygon.io options data subscription required separately for GEX.