Federal return workspace
A live year view covering W-2 income, other income, Schedule C, trading, taxable income, total tax, and amount owed.
W-2Schedule C4797
// year-round tax workspace
Tax
BudgetR Tax
Run your tax year like a workspace, not a deadline.
Year-round income, Schedule C, trading activity, deductions, NOL carryforwards, and quarterly estimates — one planning workspace, source-tagged and export-ready.
$ budgetr tax project --year 2026
→ Q3 estimate ready · safe-harbor met · workpapers exportable
price
$79 / month
everything in Personal · 14-day free trial.
// who it is for
Built for tax years that consumer prep software flattens.
Both W-2 and 1099 income
Schedule C business activity alongside employment
Active trading with or without MTM election
NOL carryforwards from prior tax years
Quarterly estimated payments that need safe-harbor logic
K-1s, multi-state returns, or CPA bills above $3,000/year
// tax workspace modules
Source-tagged tax planning before April arrives.
Authority tagging
Each line item is labeled as pulled, derived, manual, or mixed so CPA review starts with provenance instead of detective work.
pulledderivedmanualmixed
Error and warning system
Validation separates blocking errors from planning warnings and routes each issue to a remediation path.
safe harborprofit motiveNOL limit
NOL carryforward management
Track current-year generation, prior-year usage, remaining balance, and the post-2017 80 percent limitation.
current yearappliedremaining
Quarterly estimates
Compute estimated payments using safe harbor, annualized income, or actual method depending on the year shape.
Q1Q2Q3Q4
CPA export
Generate PDF workpaper bundles, CSV transaction data, and form-by-form summaries for self-prep or CPA handoff.
PDFCSVsummary
$2K–$8K
annual CPA reconciliation time avoided
4 MODES
pulled · derived · manual · mixed authority tags
5 YEARS
three prior + two-year projection
// guardrails
- BudgetR Tax does not file returns, e-file, or generate paper returns.
- BudgetR Tax computes and organizes; it does not give tax advice.
- Gift, estate, trust, and non-US tax are not in scope.
- Payment execution remains manual unless a future workflow explicitly adds confirmed payment actions.
// how to start
- 01Create a BudgetR account and onboard Personal first.
- 02Open the Tax workspace and select the current year.
- 03Upload prior-year return data for carryforward extraction.
- 04Connect Schedule C and trading sources if applicable.
- 05Resolve warnings before exporting workpapers.
// pricing
$79 / month
- - Includes the full BudgetR Personal feature set.
- - Annual billing is $790/year, equal to two months free.
- - Founding member rate locks for 24 months.
- - Built to reduce CPA organization time, not replace professional judgment.