Accounts and balances
Connect supported bank and credit accounts through Plaid, or enter accounts and balances manually. See when connected balances were last updated.
connected accountsmanual accountsbalance updates
Everyday money
BudgetR Personal
Everyday money, one clear view.
Keep track of spending, plan for bills and see your expected cash balance. Budget privately or share selected accounts and a monthly plan with your household.
Monthly review · current cycle
→ new activity reviewed · runway checked · next action clear
price
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Annual: Loading price…
Trial starts after account approval; no credit card.
Built for the money work people do every week.
Accounts and balances spread across banks, cards, loans, and manual records
New transactions to review and categorize
Bills, subscriptions, transfers, or income that change the month ahead
A budget that should agree with actual spending and projected cash
Debt payoff choices that affect the rest of the plan
Shared bills to plan with a partner or household
A plan for the money coming in and going out.
Understand your spending
Review transactions, split purchases and apply category rules after preview.
category rulespurchase splitsactual spending
Bills and the month ahead
Add paydays and bills, review recurring activity, then check how your cash balance could change. Estimates depend on the balances and plans you have entered.
recurringupcominglowest balance
Spending and annual plan
See actual income and spending, filter by date and account, and compare your monthly estimates with recorded activity in the annual budget.
spendingplan vs actualrollover
Debt payoff planning
Compare estimated payoff dates and interest when you pay the highest rate first, the smallest balance first, or an order you choose. Set aside a cash reserve in the plan.
avalanchesnowballcustom order
A shared household plan
Invite up to four other people. Share the cash accounts you choose and edit a joint monthly plan. Members see the activity and balances of those accounts; your other personal records stay private.
up to five peopleselected cash accountsjoint monthly plan
3 ORDERS
avalanche · snowball · custom payoff
12 MONTHS
annual plan and actual review
5 PEOPLE
maximum household size, including you
What to know before you start
- Private savings goals track recorded progress; they do not reserve or move money. Historical net-worth charts are not available.
- Household sharing covers selected cash accounts and a joint monthly plan. Tax, trading, income definitions and other private records are not shared.
- Tax planning and active-trading analytics are optional advanced workspaces.
- BudgetR Personal does not move money or execute payments automatically.
How to start
- 1Open the read-only Personal demo and inspect the everyday workflow.
- 2Request access, verify your email and wait for approval.
- 3Enter a cash account and its balance, or connect a supported bank.
- 4Add your expected income and bills, then review the cash-flow estimate.
- 5If you budget together, invite your household and choose which cash accounts to share.
Pricing
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Annual: Loading price…
- - Personal is the core everyday product.
- - Email verification and approval required for a trial. No credit card needed.
- - Plan availability and subscription management are in Billing.
- - Eligible Personal plans cover household members. The original payer remains responsible; Tax and Trader access is individual.
- - Financial archive and manual-account CSV imports. Full restore unavailable.
- - Account closure has a 24-hour minimum wait. Cancel subscriptions separately; limited billing and security records remain.