Accounts and balances
Connect supported bank and credit accounts through Plaid, add manual gaps, and review balances with the source account still visible.
Plaidmanual accountssync context
CORE WORKSPACE
Everyday money
BudgetR Personal
Everyday money, one clear view.
Review supported accounts, transactions, recurring activity, spending, forward cash flow, annual plan-versus-actuals, debt payoff, and retirement inputs in one workspace.
workflow / Monthly review · current cycle
→ new activity reviewed · runway checked · next action clear
price
$9.99 / month
Annual: $79 / year
Trial starts after account approval; no credit card.
who it is for
Built for the money work people do every week.
Accounts and balances spread across banks, cards, loans, and manual records
New transactions that need a quick, bounded review workflow
Bills, subscriptions, transfers, or income that change the month ahead
A budget that should agree with actual spending and projected cash
Debt payoff choices that affect the rest of the plan
A need to understand where a number came from before acting on it
the everyday system
From imported activity to the next decision.
Unified transaction review
Search bank, card, and manual activity; correct categories and notes; manage visibility, recurring status, transfers, refunds, and entity links.
searchreviewsource links
Recurring activity and runway
Review bills, subscriptions, income, transfers, and loan series, then project account balances across the selected horizon.
recurringupcominglowest balance
Spending and annual plan
Review actual spending by category, merchant, account, and available tags, then compare each month with the twelve-month Budget Grid.
spendingplan vs actualrollover
Debt payoff planning
Compare payoff dates and estimated interest across avalanche, snowball, and custom orders while preserving a configured reserve.
avalanchesnowballcustom order
Progress and longer-range inputs
Review the dashboard's point-in-time net worth and retirement projections while keeping their underlying balances and assumptions explicit.
net worth snapshotretirementassumptions
3 ORDERS
avalanche · snowball · custom payoff
12 MONTHS
annual plan and actual review
1 LEDGER
banking, debt, income, retirement, close
what is not included
- A dedicated savings-goal workflow and net-worth history are not yet shipped.
- Household sharing, member permissions, and separate personal/shared views remain roadmap scope.
- Tax planning and active-trading analytics are optional advanced workspaces.
- BudgetR Personal does not move money or execute payments automatically.
how to start
- 01Open the read-only Personal demo and inspect the everyday workflow.
- 02Request BudgetR access and wait for account approval.
- 03Connect supported bank and credit accounts through Plaid, then add manual gaps.
- 04Review imported activity and confirm recurring items.
- 05Check the cash-flow runway, annual plan, and next debt action.
pricing
$9.99 / month
Annual: $79 / year
- - Personal is the core everyday product.
- - The trial begins only after the account is approved.
- - Registration records billing intent; automated checkout is not yet enabled.
- - Account export and deletion requests are currently handled through support.