Personal & household budgetingKnow what's left after bills.
Bring your accounts, spending and upcoming bills into one plan. Budget privately or share selected accounts with your household.
No sign-up or bank connection required.
Lowest projected balance
$18,420
- Starting balance
- $24,860
- Bills before payday
- −$6,440
Everything that shapes your month.
Accounts in one place
Connect supported banks and cards through Plaid, or enter accounts manually. See current balances and when they were last updated.
A clearer view of spending
Review transactions, correct categories and split a purchase. Save a rule to categorize and rename new transactions from connected accounts, and update past ones when you save.
Bills before they land
Add paydays and bills, or review recurring activity suggested from connected accounts. See the lowest projected cash balance and the activity behind it.
The year, month by month
Compare your annual budget with actual income and spending. Follow a total back to the records behind it.
A way out of debt
Compare highest-rate-first, smallest-balance-first and custom payoff orders. See estimated interest and payoff dates while keeping a cash reserve in the plan.
A plan you can share
Invite up to four other people. Share selected cash accounts and a joint monthly plan; your other records stay private.
BudgetR Personal
$9.99/mo
or $79/yr
Your everyday budget, with selected account sharing and a joint household plan.
Trial starts after approval. No credit card required. 14-day trial.
Before you start
- Private savings goals track recorded progress; they do not reserve or move money. Historical net-worth charts are not available.
- Household sharing covers selected cash accounts and a joint monthly plan. Tax, trading, income definitions and other private records are not shared.
- BudgetR does not move money or execute payments. Cash-flow figures are estimates based on the balances and plans you enter.
- Eligible Personal plans cover household members. The original payer remains responsible; Tax and Trader access is individual.
- Financial archive and manual-account CSV imports. Full restore unavailable.
- Account closure has a 24-hour minimum wait. Cancel subscriptions separately; limited billing and security records remain.